ABOUT FRED

Meet Your Mortgage Broker

10+ years of experience. 750+ families served. One mission: finding you the perfect loan.

Fred Chilton

Fred Chilton

NMLS 1810817 | DRE 02228674

A Passion for Helping People

I got into the mortgage industry because I saw too many people getting pushed into loans that weren’t right for them. I knew there had to be a better way — and that’s exactly what I set out to build.

With over 10 years of experience, I’ve helped more than 750 families navigate the home financing process. From first-time buyers nervous about their first big purchase to seasoned investors building their portfolio, I treat every client’s situation like it’s my own.

As a licensed broker with West Capital Lending, Inc., I have access to a vast network of lenders competing for your business. This means I can shop rates across multiple sources to find you the best deal — something a single-bank loan officer simply can’t do.

WHY WORK WITH ME

What Sets Fred Apart

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Transparency First

No hidden fees, no surprises. I explain every detail of your loan so you always know exactly what you're getting.

Speed & Communication

I respond quickly and keep you updated at every step. You'll never be left wondering where things stand.

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Results That Matter

I shop multiple lenders to find you the best rate and terms. My goal is saving you money, period.

Credentials & Licensing

Fred Chilton

NMLS 1810817 | DRE 02228674

West Capital Lending, Inc.

NMLS 1566096 | DRE 02022356

17911 Von Karman Ave, Suite 400, Irvine, CA

Let's Work Together

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Today's Rates

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