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Have questions about a mortgage? Ready to get pre-approved? I’d love to hear from you.

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Office

17911 Von Karman Ave, Suite 400
Irvine, CA

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Company

West Capital Lending, Inc.
NMLS 1566096 | DRE 02022356

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FREQUENTLY ASKED

Common Questions

How long does the mortgage process take?

Typically 30-45 days from application to closing. With pre-approval, you can shop confidently and close faster.

What credit score do I need?

It varies by loan type. FHA loans accept scores as low as 580, while conventional loans typically need 620+. I can help even with imperfect credit.

How much do I need for a down payment?

Down payments range from 0% (VA loans) to 3% (conventional) to 3.5% (FHA). I'll find the best option for your budget.

Do you charge any fees?

Consultations are always free. Loan fees are competitive and fully disclosed upfront — no surprises, ever.

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