Access funds flexibly as needed, up to your credit limit, during the draw period (typically 5-10 years). This is ideal for ongoing projects, education costs, or unexpected expenses.
Benefit from potentially lower interest rates compared to unsecured debt like personal loans or credit cards, making it a cost-effective borrowing option. You generally only pay interest on the amount you draw during the draw period.

Borrow & repay funds as needed.

Interest rate typically fluctuates with the market.

Access funds for a set time (e.g., 10 years).

Secured by your property's equity.