Loan Types Offered
No matter what type of loan you are looking for, Fred can help you and answer all your questions!
Home Purchase
Learn about the home-buying process and common questions. You can ask Fred anything you don't know or understand.
Home Refinance
Refinancing your mortgage can help you lower your monthly payment, or tap into the equity in your home to consolidate debt/improve your home.
Home Equity
Tap into your Home Equity to pay for your home upgrades, pay off debt, or simply build up a rainy day account.
Reverse Mortgage
A special type of loan available to homeowners that are 62 years and older.
Fred Chilton
Saxton Mortgage
Fred’s approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to keep his clients and Realtors in the loop at all times – mortgages are confusing enough already and nobody wants to be left in the dark during the process.
Why work with a Broker? At Saxton Mortgage you will be the center of attention as Fred and his team work with you to evaluate your goals and financial circumstances. Unlike traditional retail lenders and banks, a Mortgage Broker has access to many different loan programs with different lenders. We’re here to make the application process as smooth as possible for you.
Fred Chilton and his team serve the entire state of Texas. Contact us today if you have any questions or concerns!
- Additional Languages Spoken: Russian, Spanish
By The Numbers
Trusted family mortgage advisor, specializing in helping first-time homebuyers and investors.
Customers reviews
What people say?
"Fred has helped my husband and I refinance in the past as well as with the purchases of our homes. He’s always been very responsive and answered any questions that either one of us had. Fred treats you like family and he always kept us in the loop. We’ve been recommending him to everyone we know and will continue to do so!"
Zillow Review
"This was our first refi experience, and we connected with multiple agents from different companies. Fred stood out as exceptionally professional, courteous, patient and helpful. He walked us through the process, the options, and with his assistance we were able to tailor the final loan to our specific needs. Fred was always quick to respond and a pleasure to communicate with, whether over email, phone or text. Lastly, our loan was approved and finalized at incredible speed, much faster than any other time estimate we received from other providers. Thanks To Fred our overall experience was excellent, we would absolutely connect with him again should we need to refi again or for other similar needs, and would highly recommend him. We intentionally wrote "customer care" in the title of this review, not just customer service, because we felt Fred took genuine care of us as his clients."
Zillow Review
"Fred was incredibly responsive and always available. From our initial conversation with him straight through to closing, he communicated our choices and next steps clearly and with our goals in mind. When laying out the options for our refi, he actively listened to our needs and made suggestions that showed he was thinking about future implications and our long-term goals. He is very knowledgeable but also extremely friendly and kind. He made us feel like we had a partner in this process."
Zillow Review
"Fred Chilton provided excellent service and prompt responses while helping me refinance. The whole process was super fast, very efficient, and headache free. The rate was extremely competitive and closing costs were way below what were advertised and anticipated. I will be recommending Fred and Zillow to all friends, family, and associates."
Zillow Review
"Outstanding service from Fred Chilton and his processor! Fred and I first discussed a home refi about 6 months earlier when my credit was not in great shape. While Fred could not help me at the time he took the time to provide me step-by-step instructions on how to improve it to best prep for a refi loan. I followed exactly what he said to do and it worked. Amazing rates ~2.3%! Fred's communication and response times were amazing. I was always kept in the loop on progress and next steps. I saved Fred's contact information as I will use him again in the future!"
Zillow Review
"Fred did an outstanding job! His communication is exceptional, consultation was fair measured to our needs and very efficient process. We knew what to expect at the beginning and every step along the way through closing. I highly recommend and have already shared with friends and family. Thank you Fred!"
Zillow Review
"From our first phone call, I knew that if we moved forward with refinancing that we would be working with Fred. He is professional, didn't treat us like a "sales lead," he educated us and was always available to answer even the smallest of questions. Our whole refinance process was seamless and timely, we are very happy."
Zillow Review
"Fred Chilton is the best! He is quick to respond, always has an answer and if he doesn't, he finds the right one for you. I appreciate how well he communicated what was needed and never left us hanging. Thank you, Fred, for handling this transaction for us!"
Zillow Review
"Fred is amazing at what he does! If you’re looking for a loan or to refinance he’s your guy! Easy to talk to and genuinely cares about getting you the best possible deal. He will go out of his way to put you in the best position to get the lowest rate possible. He’s easy to reach and responds back almost immediately! Based on my experience some loan officers only care about their commission check and only see dollar signs instead of seeing a person. However, Fred is an exception! He puts your interests before his own and if he is unable to get you the best possible deal he will let you know. This tells me that he is the guy I want helping me! If possible I’d give Fred Chilton 10 stars!"
Zillow Review