Achieve Your Dream Of Home Ownership

Let Fred help you, it’s a no brainer.
"Fred has helped my husband and I refinance in the past as well as with the purchases of our homes. He’s always been very responsive and answered any questions that either one of us had. Fred treats you like family and he always kept us in the loop. We’ve been recommending him to everyone we know and will continue to do so!"

Outstanding customer care
"This was our first refi experience, and we connected with multiple agents from different companies. Fred stood out as exceptionally professional, courteous, patient and helpful. He walked us through the process, the options, and with his assistance we were able to tailor the final loan to our specific needs. Fred was always quick to respond and a pleasure to communicate with, whether over email, phone or text. Lastly, our loan was approved and finalized at incredible speed, much faster than any other time estimate we received from other providers. Thanks To Fred our overall experience was excellent, we would absolutely connect with him again should we need to refi again or for other similar needs, and would highly recommend him. We intentionally wrote "customer care" in the title of this review, not just customer service, because we felt Fred took genuine care of us as his clients."

Knowledgeable and Caring Guidance
"Fred was incredibly responsive and always available. From our initial conversation with him straight through to closing, he communicated our choices and next steps clearly and with our goals in mind. When laying out the options for our refi, he actively listened to our needs and made suggestions that showed he was thinking about future implications and our long-term goals. He is very knowledgeable but also extremely friendly and kind. He made us feel like we had a partner in this process."

Great Experience
"Fred Chilton provided excellent service and prompt responses while helping me refinance. The whole process was super fast, very efficient, and headache free. The rate was extremely competitive and closing costs were way below what were advertised and anticipated. I will be recommending Fred and Zillow to all friends, family, and associates."

Outstanding service from Fred Chilton!
"Outstanding service from Fred Chilton and his processor! Fred and I first discussed a home refi about 6 months earlier when my credit was not in great shape. While Fred could not help me at the time he took the time to provide me step-by-step instructions on how to improve it to best prep for a refi loan. I followed exactly what he said to do and it worked. Amazing rates ~2.3%! Fred's communication and response times were amazing. I was always kept in the loop on progress and next steps. I saved Fred's contact information as I will use him again in the future!"

Outstanding!
"Fred did an outstanding job! His communication is exceptional, consultation was fair measured to our needs and very efficient process. We knew what to expect at the beginning and every step along the way through closing. I highly recommend and have already shared with friends and family. Thank you Fred!"

Fred is AMAZING!!
"From our first phone call, I knew that if we moved forward with refinancing that we would be working with Fred. He is professional, didn't treat us like a "sales lead," he educated us and was always available to answer even the smallest of questions. Our whole refinance process was seamless and timely, we are very happy."

Smooth and painless experience
"Fred Chilton is the best! He is quick to respond, always has an answer and if he doesn't, he finds the right one for you. I appreciate how well he communicated what was needed and never left us hanging. Thank you, Fred, for handling this transaction for us!"

10/10 Stars!
"Fred is amazing at what he does! If you’re looking for a loan or to refinance he’s your guy! Easy to talk to and genuinely cares about getting you the best possible deal. He will go out of his way to put you in the best position to get the lowest rate possible. He’s easy to reach and responds back almost immediately! Based on my experience some loan officers only care about their commission check and only see dollar signs instead of seeing a person. However, Fred is an exception! He puts your interests before his own and if he is unable to get you the best possible deal he will let you know. This tells me that he is the guy I want helping me! If possible I’d give Fred Chilton 10 stars!"