/* Mortgage Insights: editorial library and article pages.
   Loads after modern.css; reuses its warm-white/charcoal tokens and Manrope. */

body.insights-page .insight-measure { width: min(calc(100% - 48px), 68ch); max-width: 100%; }
body.insights-page .insight-hero { padding-bottom: 56px; }
body.insights-page .insight-hero h1 { max-width: 20ch; font-size: clamp(2.3rem, 5vw, 3.7rem); line-height: 1.08; letter-spacing: -.045em; overflow-wrap: break-word; }
body.insights-page .insight-library-hero h1 { max-width: 14ch; font-size: clamp(2.6rem, 6vw, 5rem); }
body.insights-page .insight-library-note { max-width: 62ch; margin: 22px 0 0; color: var(--modern-gray); font-size: 15px; }

/* Labels: category, status, reading time. Text only; nothing here is a control. */
.insight-meta { display: flex; flex-wrap: wrap; align-items: center; gap: 6px 14px; margin: 0 0 18px; color: var(--modern-gray); font-size: 13px; }
.insight-category { color: var(--modern-charcoal); font-size: 11px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.insight-status { padding: 3px 10px; border: 1px solid var(--modern-control); border-radius: 999px; color: var(--modern-charcoal); font-size: 12px; font-weight: 600; }

.insight-byline { display: flex; align-items: center; gap: 12px; margin: 28px 0 0; color: var(--modern-gray); font-size: 14px; line-height: 1.5; }
.insight-byline img { flex: 0 0 40px; width: 40px; height: 40px; border-radius: 50%; object-fit: cover; object-position: center 20%; }
.insight-byline a { color: var(--modern-charcoal); font-weight: 650; text-decoration: underline; text-underline-offset: 3px; }
.insight-byline small { font-size: 13px; }

/* Article body. */
.insight-article { padding: 56px 0 72px; background: var(--modern-warm); }
.insight-article p, .insight-article li { color: #3d423c; font-size: 18px; line-height: 1.75; }
.insight-article a:not(.button) { color: var(--modern-charcoal); font-weight: 650; text-decoration: underline; text-underline-offset: 3px; }
.insight-article ul, .insight-article ol { padding-left: 22px; }
.insight-article li + li { margin-top: 10px; }
.insight-answer { padding: 26px 28px; border-left: 3px solid var(--modern-charcoal); background: white; }
.insight-answer p:last-child { margin: 0; color: var(--modern-charcoal); font-size: 19px; line-height: 1.65; }
.insight-toc { margin: 40px 0 8px; padding: 22px 0; border-block: 1px solid var(--modern-rule); }
.insight-toc ol { margin: 0; }
.insight-toc li, .insight-toc li + li { margin-top: 6px; font-size: 16px; }
.insight-section { padding-top: 12px; }
.insight-section h2, .insight-tool h2, .insight-notes h2 { margin: 36px 0 14px; color: var(--modern-charcoal); font-size: clamp(1.5rem, 3vw, 1.9rem); font-weight: 600; line-height: 1.2; letter-spacing: -.03em; scroll-margin-top: 100px; }
.insight-callout { margin: 24px 0; padding: 22px 24px; border: 1px solid var(--modern-rule); border-radius: 12px; background: var(--modern-stone); }
.insight-callout strong { display: block; margin-bottom: 6px; color: var(--modern-charcoal); font-size: 18px; }
.insight-callout p { margin: 0; }
.insight-tool { margin-top: 48px; padding: 30px 0; border-block: 1px solid var(--modern-charcoal); }
.insight-tool h2 { margin-top: 0; }
.insight-tool .content-actions { margin-top: 20px; }
.insight-notes { margin-top: 40px; }
.insight-notes h2 { font-size: 1.2rem; }
.insight-notes p, .insight-notes li { color: var(--modern-gray); font-size: 15px; line-height: 1.7; overflow-wrap: anywhere; }

/* Ruled article lists (related articles and library). */
.insight-related { padding: 56px 0 72px; border-top: 1px solid var(--modern-rule); background: white; }
.insight-related h2, .insight-list-title { margin: 0 0 18px; color: var(--modern-charcoal); font-size: 1.5rem; font-weight: 600; letter-spacing: -.03em; }
.insight-list { margin: 0; padding: 0; list-style: none; border-top: 1px solid var(--modern-charcoal); }
.insight-list li { margin: 0; border-bottom: 1px solid var(--modern-rule); }
.insight-list a { display: block; padding: 24px 0; color: var(--modern-charcoal); text-decoration: none; }
.insight-list strong { display: block; max-width: 34ch; font-size: clamp(1.2rem, 2.4vw, 1.55rem); font-weight: 600; line-height: 1.3; letter-spacing: -.03em; }
.insight-list .insight-category { display: block; margin-bottom: 8px; }
.insight-list .insight-meta .insight-category { margin: 0; }
.insight-list a:hover strong, .insight-list a:focus-visible strong { text-decoration: underline; text-underline-offset: 4px; }
.insight-excerpt { display: block; max-width: 68ch; margin-top: 10px; color: var(--modern-gray); font-size: 16px; line-height: 1.65; }
.insight-all { display: inline-block; margin-top: 22px; color: var(--modern-charcoal); font-weight: 650; text-decoration: underline; text-underline-offset: 4px; }
.insight-category-nav { margin: 0 0 56px; padding: 20px 0; border-block: 1px solid var(--modern-rule); }
.insight-category-nav .content-kicker { margin: 0 0 12px; }
.insight-category-nav ul { display: flex; flex-wrap: wrap; gap: 8px 12px; margin: 0; padding: 0; list-style: none; }
.insight-category-nav a { display: inline-flex; align-items: center; min-height: 44px; padding: 7px 14px; border: 1px solid var(--modern-control); border-radius: 999px; color: var(--modern-charcoal); font-size: 13px; font-weight: 700; text-decoration: none; }
.insight-category-nav a:hover, .insight-category-nav a:focus-visible { border-color: var(--modern-charcoal); background: white; text-decoration: underline; text-underline-offset: 3px; }
.insight-category-groups { display: grid; gap: 48px; }
.insight-category-group { scroll-margin-top: 100px; }
.insight-category-group .insight-list-title { margin-bottom: 18px; }

/* Library: one feature area followed by the ruled list. */
.insight-library { padding: 64px 0 88px; background: var(--modern-warm); }
.insight-feature { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: clamp(32px, 6vw, 88px); margin-bottom: 72px; padding: 40px 0; border-block: 1px solid var(--modern-charcoal); }
.insight-feature h2 { margin: 0; font-size: clamp(2rem, 4vw, 3.2rem); font-weight: 600; line-height: 1.1; letter-spacing: -.045em; }
.insight-feature h2 a { color: var(--modern-charcoal); text-decoration: none; }
.insight-feature h2 a:hover { text-decoration: underline; text-underline-offset: 6px; text-decoration-thickness: 1px; }
.insight-feature p:not(.content-kicker):not(.insight-meta) { margin: 0; color: #3d423c; font-size: 17px; line-height: 1.75; }

@media (max-width: 760px) {
  .insight-feature { grid-template-columns: minmax(0, 1fr); gap: 24px; padding: 30px 0; margin-bottom: 48px; }
}
@media (max-width: 600px) {
  body.insights-page .insight-hero h1 { font-size: clamp(2rem, 9vw, 2.6rem); }
  body.insights-page .insight-library-hero h1 { font-size: clamp(2.4rem, 11vw, 3.2rem); }
  .insight-article { padding: 40px 0 56px; }
  .insight-article p, .insight-article li { font-size: 17px; }
  .insight-answer { padding: 20px 18px; }
  .insight-answer p:last-child { font-size: 17px; }
  .insight-byline { align-items: flex-start; }
  .insight-category-nav { margin-bottom: 40px; }
  .insight-category-groups { gap: 36px; }
}

.home-insights{padding:80px 0 100px;background:#fafaf7}.home-insights-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:80px}.home-insights h2{font-size:clamp(36px,4vw,56px);line-height:1.08;letter-spacing:-.04em;margin:0 0 24px}.home-insights-list{list-style:none;padding:0;margin:0;border-top:1px solid #181a18}.home-insights-list li{border-bottom:1px solid #d9ddd5}.home-insights-list a{display:block;padding:24px 0;color:#181a18}.home-insights-list strong{display:block;font-size:23px;font-weight:550;line-height:1.3;letter-spacing:-.025em;margin-top:10px}.home-insights-list a:hover strong{text-decoration:underline;text-underline-offset:4px}.home-insights-list small{display:block;margin-top:10px}.home-insights h2 em{font-style:normal}@media(max-width:760px){.home-insights-grid{grid-template-columns:1fr;gap:32px}.home-insights{padding:56px 0}.home-insights-list strong{font-size:21px}}

.insight-author{display:grid;grid-template-columns:72px minmax(0,1fr);gap:22px;padding:30px 0;border-top:1px solid #dce1d2;margin-top:36px}.insight-author>img,.insight-library-author>img{border-radius:50%;object-fit:cover;flex-shrink:0}.insight-author h2{font-size:24px;margin:4px 0 10px;letter-spacing:-.03em}.insight-author p{font-size:14px;line-height:1.75}.insight-author .content-kicker{font-size:10px;margin:0}.insight-author-links{display:flex;flex-wrap:wrap;gap:4px 22px}.insight-author-links a{display:inline-flex;align-items:center;min-height:44px;font-size:12px;font-weight:700}.insight-library-author{display:flex;gap:16px;align-items:center;margin-top:28px;padding-top:24px;border-top:1px solid #dde3d3;max-width:700px}.insight-library-author strong,.insight-library-author span{display:block}.insight-library-author strong{font-size:14px}.insight-library-author span{font-size:12px;color:#68745d;margin:6px 0}.insight-library-author a{font-size:12px;font-weight:700;display:inline-flex;min-height:40px;align-items:center}@media(max-width:500px){.insight-author{grid-template-columns:1fr;gap:14px}.insight-author-links{display:grid;gap:0}.insight-library-author{align-items:flex-start}}